Insurance carriers like Safeco/Liberty Mutual, AutoOwners, and State Farm now use aerial photos from low-flying airplanes or drones to generate risk engineering reports. These reports assess roof conditions and can lead to policy cancellations for roofs covered in algae.

Algae: A Roof Age Indicator

These carriers focus on the presence of algae on roofs. Roofs with significant blue-green algae coverage are often flagged as needing replacement, indicated by a pink overlay on the images used.

Impacts on Policyholders and Your Agency

These advancements have notable effects on your policyholders:

  • Policy Dropped: Older roofs identified in these reports may result in policy cancellations.
  • Client Trust: Policyholders may question the reliability and value of their insurance coverage.
  • Agency Impact: If clients feel unprepared or misinformed, it could erode the trust you’ve built, potentially leading them to leave your agency.

The Roof Cleaner to Save Your Customer

For customers needing roof cleaning, we recommend Jay Symmes of Metro Roof Cleaning. Jay has 17 years of experience in Atlanta, is fully insured, and offers the most reasonable prices for roof cleaning.

Contact:

  • Jay Symmes
  • Metro Roof Cleaning
  • (678) 648-2698

Bird’s Eye Roofing as Your Trusted Partner

Bird’s Eye Roofing understands the rapidly changing insurance landscape and partners with agencies across Atlanta to address roof issues for policyholders. If you need a roof inspection for a customer at risk of policy cancellation, Bird’s Eye can assist. We are committed to providing top-notch support to help your policyholders and your agency thrive.