Insurance Claim Considerations
High Level Overview
Insurance Carrier: State Farm
Your home insurance carrier is below average for covering roof claims
Roof Age: 15 years
Your roof is likely unrepairable which increases the chance of a successful claim
Shingle Production: In-production
Your shingle is still currently produced so this lowers the likelihood of a full replacement and potentially only repairs being covered
High Level Consideration: Average likelihood of full coverage
Hail Damage Overview
Hail Date: 3/26/2023:
This date is within 365 days which most carriers will accept.
Hail size: 0.5"
This is considered smaller hail that is not likely to do damage to the shingles. However, there can be pockets of hail that are larger within the storm that do cause damage.
Hail shingle damage
Minimal shingle damage from hail was observed.
Soft metal damage
Moderate damage to the soft metals was observed on the roof.
Gutter downspout Damage
No damage was observed
Window Screens
No damage was observed
Wind Damage Overview
Wind Date: 3/26/2023
This date is within 365 days and will be accepted by most carriers
Wind Speed: 90mph
This speed is enough to cause damage to your roofing system
Creased Shingles from Wind:
Several were noted on multiple slopes
Missing Shingles from Wind:
Minimal shingles were missing from wind
Your Projected Insurance Outcome
Approval for full roof replacement: 20%
Approval for repairs: 20%
Nothing approved: 60%
